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 OH-Life-Agent-Series-11-44 Dumps with Practice Exam Questions Answers

Questions: 105 Questions and Answers

Last Update: Jun 12, 2025

OH-Life-Agent-Series-11-44 Question Includes: Single Choice Questions: 105,

OH-Life-Agent-Series-11-44 Questions and Answers

Question # 1

Which of the following statements BEST describes a single premium cash value policy?

A.

It requires only one payment to make the policy paid up.

B.

It provides for only one premium to be paid without evidence of insurability.

C.

It waives one future premium if the owner becomes disabled.

D.

It requires the policyowner to pay one premium annually.

Question # 2

The PRIMARY reason for purchasing life Insurance Is to provide

A.

death benefits.

B.

college tuition.

C.

retirement Income.

D.

safety of principal.

Question # 3

Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

A.

Guaranteed renewability.

B.

Guaranteed insurability.

C.

Cost of living.

D.

Disability income.

Question # 4

An applicant would be charged a higher premium for a life Insurance policy if they were

A.

younger.

B.

older.

C.

married.

D.

deaf.

Question # 5

Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions will result?

A.

the insured must pay 50% of the premiums paid to the spouse named as the beneficiary

B.

the spouse designated as beneficiary will remain an irrevocable beneficiary

C.

the designation of the spouse as a beneficiary is revoked

D.

the policy will automatically be terminated

OH-Life-Agent-Series-11-44 Exam Last Week Results!

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Customers Passed
Ohio Department of Insurance OH-Life-Agent-Series-11-44

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Average Score In Real
Exam At Testing Centre

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