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 OH-Life-Agent-Series-11-44 Dumps with Practice Exam Questions Answers

Questions: 105 questions

Last Update: Jun 8, 2024

OH-Life-Agent-Series-11-44 Question Includes: Single Choice Questions: 105,

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OH-Life-Agent-Series-11-44 Questions and Answers

Question # 1

Under what circumstances must an agent provide his or her business records to the superintendent of Insurance?

A.

upon request of an insured

B.

upon request of the superintendent

C.

under no circumstances due to privacy consideration

D.

by authorization from the National Association of Insurance Commissioners (NAIC)

Question # 2

Reinsurers are a specialized branch of the insurance industry because they

A.

provide insurance to otherwise uninsurable individuals.

B.

provide alternative means.

C.

Insure insurers.

D.

keep premiums low.

Question # 3

Under an executive bonus plan, premiums paid by the employer are

A.

reported as taxable income to the employee.

B.

tax deductible to both the employee and employer.

C.

reported as taxable Income to the employer.

D.

only tax deductible when the bonus is an insurance plan.

Question # 4

Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

A.

Guaranteed renewability.

B.

Guaranteed insurability.

C.

Cost of living.

D.

Disability income.

Question # 5

Which of the following individuals has the right to name a beneficiary?

A.

producer

B.

owner

C.

Insured

D.

assignee